Swish
Swish is a local Swedish account-to-account (A2A) payment method that enables instant payments through mobile banking apps. The payment method was founded by six major Swedish banks in collaboration with Bankgirot and the Riksbank (the Central Bank of Sweden). Swish operates through a mobile app, allowing consumers to easily transfer money using a phone number instead of an account number.
Why use Swish?
Benefits for merchants merchants:
- Access to 8.6 million Swedish users.
- Over 70% of Swedish e-retailers accept Swish as a payment method.
- Secure transaction processing based on Mobile BankID identification.
Growing popularity in e-commerce and in-app payments.
Benefits for consumers::
- Pay quickly and easily using your Swish app.
- Payments are processed instantly via instant payments.
- Secure login and confirmation with Mobile BankID.
Getting started with Swish in 4 steps
Everything you need to know about Swish in one overview
Looking for all the key information about Swish in one place?
Download the Swish factsheet.
Start today with Swish! Add this popular Swedish payment method to your checkout and increase your conversion rates in Sweden.
Frequently Asked Questions
What is Swish?
Swish is a Swedish account-to-account (A2A) payment method that enables instant payments through the mobile banking app. The app was developed by six major banks in collaboration with Bankgirot and the Riksbank (the Central Bank of Sweden). With Swish, payments are made directly from one bank account to another, linked to a phone number.
How does paying with Swish work?
The customer selects Swish as the payment method at checkout and receives a QR code or payment link. The payment is confirmed in the Swish app via Mobile BankID — Sweden’s standard for digital identification.
The amount is transferred instantly to the merchant: no waiting times, no intermediaries.
Why offer Swish in my webshop?
- Access to 8.6 million active users
- Accepted by over 70% of Swedish e-retailers
- Instant and secure payments via Mobile BankID
- Perfect for e-commerce, in-app, and mobile payments
In short, if you’re doing business in Sweden, you can’t ignore Swish.
How do I integrate Swish via Buckaroo?
Buckaroo offers a fully integrated Swish solution:
- Available through our free plugins (Shopify, WooCommerce, Magento, Lightspeed, Shopware)
- Or via an API integration for custom setups
Once activated, you’ll start receiving Swish payments directly in your Buckaroo dashboard.
How safe is Swish?
Swish was developed by the banks themselves and uses Mobile BankID, Sweden’s national standard for digital identification.
Each transaction is:
- Directly linked to a bank account
- Secured with biometrics or PIN
- Processed within seconds
Safe, regulated, and fully compliant with Swedish banking standards.
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