Credit card payments via Mastercard, Visa, American Express

The most renowned international online payment methods

What are credit cards?

As a Payment Service Provider, Buckaroo directly handles the processing of online credit card payments via MasterCard, Visa and American Express. These are the three most important credit cards, both on a national and international level. Because credit card data are of a sensitive nature, Buckaroo processes these transactions within its own secure payment environment. So you as a vendor can offer the payment method without having access to credit card data. A comfortable solution with regard to the General Data Protection Regulation (AVG-regelgeving).

Credit card payments: how do they work?

Credit card payments are accessible because there doesn’t have to be any money in the account to make a purchase. In addition, products that are bought online with a credit card are insured against damage, loss and theft for at least 180 days. A convenient payment method for online consumers.


Security and safety are top priorities when it comes to credit card payments. Thanks to 3D-secure, credit card payments are protected against fraud. Buckaroo also closely monitors these transactions; you can even draw up security rules with the Buckaroo software yourself. Such as a maximum amount or the source.

Credit card smart checkout

Advantages of credit card payments

  • International payment method with global coverage
  • The three most popular credit cards all at once
  • Additional safety checks thanks to 3-D Secure and SafeKey
  • Recurring payments with credit card are an option

Credit card transactions: which costs are charged?

For Visa, Mastercard and Maestro, Buckaroo can offer Interchange++. This is a well-known and transparant method for passing on the costs involved with regard to debit and credit cards. The costs for a credit card payment consist of various components: an interchange fee, a card scheme fee and the Buckaroo service fee.


IC++ a transparent and honest way to determine the price per card transaction. Transparant: because for each card transaction, we calculate a standard surcharge to the costs. Honest: because per card, we calculate the actual costs for the Interchange and Card Scheme Fees.


Have a look at the rate list

Interchange++ consists of 3 components:


Interchange fee: the fee that Mastercard/Visa pays to the parties that issued the cards. Thanks to this compensation, these parties (including banks) are able to keep issuing debit or credit cards.


Card scheme fee: fee paid for the services of Mastercard or Visa, usually consisting of a fixed component and a variable component. The costs are determined based on the card type and region.


Buckaroo Service fee: payment for the services offered by Buckaroo, such as the onboarding, reconsolidation, the processing and the overview of your incoming credit card transactions. A standard surcharge is calculated.

Recurring payments for subscriptions and repeat purchases

Would you like to collect payments from a credit card on a monthly or weekly basis? You can. Direct debit is often executed via SEPA Direct Debit of the checking account. But periodic write-off of the credit card is also an option.


Another option is to store your customer’s credit card number. For the next purchase. Buckaroo will recognize and store the data entered by the credit card payer, so direct debit can be collected another time. In case of repeat payments, no card data are requested so businesses do not have access to their customers’ confidential payment data.