Wero is a new European payment method that enables account-to-account payments via SEPA Instant. It was developed by European banks and will become the successor to Payconiq.
It is designed to replace national solutions like Payconiq and provide:
Instant payments across Europe
A unified payment experience
High security and privacy standards
Wero offers several advantages:
Instant payments → improved cash flow
Pan-European reach → Users can pay across borders (e.g., in Germany, France, Belgium, Luxembourg and later the Netherlands)
Lower complexity → one unified system
Enhanced security and compliance
Yes. Wero is built with European security and privacy standards, ensuring safe transactions and compliance with EU regulations.
Yes. From its launch, Wero will support recurring payments, allowing you to easily collect subscriptions and installment payments.
Yes. BNPL will be part of Wero’s features. However, it will be released later than the migration.
The migration is planned between 1-7-26 till 31-8-2026. You will receive communication when you are scheduled to be migrated
Merchants will receive communication when scheduled.
Technical information is available on Buckaroo Docs: https://docs.buckaroo.io/v2/docs/wero
Payouts are processed in bulk by default and will be made from a different IBAN. In some cases, and by agreement, Wero transactions can be paid out on a 1-to-1 basis.
The Wero test environment will not be available for merchants. If you need support with the integration, you can contact support@buckaroo.eu .
Yes. Existing Payconiq integrations will be updated to support Wero.
If you use Buckaroo, your integration will be automatically adjusted to ensure continuity.
More info: https://docs.buckaroo.io/v2/docs/wero
Existing integrations will:
Be migrated to Buckaroo infrastructure
Be updated to support Wero
Buckaroo will provide guidance and support.
Yes, but limited:
No API key is required. For the static and invoice QR code, only a “storeId” is needed. This parameter is available in MyBuckaroo
There is no Wero application. However, the Payconiq app will be replaced by a Wero app, and the Payconiq portal will be replaced by My Buckaroo.
Yes, a new link will be introduced. For details, see the development portal. To ensure the transition goes as smoothly as possible, “banners” will also be provided that can be placed on the invoice. However, the Invoice QR and static QR must be generated in a different way than before with Payconiq. A technical adjustment is required for this. For details, see docs.buckaroo.io.
Yes:
Updated terms may apply
Merchants will be informed in advance.
No, the existing Payconiq services will continue. If additional Wero services are adopted in the future, a separate agreement will be required.
Invoice banners are used to display well-formatted, Wero-branded QR banners. They are intended primarily for use on digital and printed invoices. The banners will mention Payconiq to support the transition from Payconiq to Wero. After the migration from Payconiq to Wero is complete, Payconiq will no longer be mentioned in the banner. Please check https://docs.buckaroo.io/v2/docs/qr-service for futher instructions
No, Wero QR codes cannot be scanned with the Payconiq app. Only Payconiq QR codes can be scanned with the Wero app. This functionality will be supported until the end of 2026.
Transactions overview will be available in My Buckaroo. Payconiq merchant portal will also remain available for transactions overview until September 2026
You can find your invoices in My Buckaroo
The transition from Payconiq to Wero will take place without disruption for consumers. It is important to note that after the end of December 2026, the Payconiq app will no longer work.
Merchants should be aware that the Payconiq portal can be used until the end of September 2026. It is recommended, however, to already start creating new QR codes in MyBuckaroo from June.
The technical impact will differ per merchant; therefore, we refer you to docs.Buckaroo.io.
No, per-transaction payouts are not possible in the initial phase. This functionality may be offered at a later stage.
No, this is not yet supported. Expected rollout: early 2027.
Refunds via the Wero scheme will be supported after the end of 2026. A refund can be processed by the merchant by initiating an SCT Inst transfer.
No. Wero is a pan-European solution. A single updated contract with your payment service provider supports cross-border Wero acceptance. So, you can sell to anyone with Wero, no matter where they are from.
Yes. Wero supports:
Until 31 December 2026.
Until the end of 2026, the Payconiq QR code can be scanned with the Wero app. After that, it will no longer be possible.
For an invoice QR, a description and reference can be provided. For a static QR, this is not possible.
The Payconiq portal will remain accessible until the end of September 2026. Creating new QR codes can be done in MyBuckaroo. The credentials for MyBuckaroo will be send to you in June '26.
After onboarding at Buckaroo, the merchant receives Buckaroo IDs. See the documentation for details.
Yes, this is supported until 31-12-2026. Therefore, it is advisable to replace the Payconiq QR codes with WERO QR codes.
These can be created via the technical documentation or in the Buckaroo portal starting mid-July.
Only the merchant data will be migrated. No transaction data will be migrated from the Payconiq portal to MyBuckaroo.
If you have any questions, you can contact our team via wecare@buckaroo.eu or +352 27 86 39 40. Additional information is available at www.buckaroo.eu/payconiq.
Further communication will be shared directly.
Buckaroo provides:
Documentation can be found on https://docs.buckaroo.io/v2/docs/wero
