Bizum via Buckaroo: the local payment method for Spain

The Spanish e-commerce market is growing. For online stores that are active in Spain or want to expand there, offering a local payment method is a smart addition. After all, where the Dutch use iDEAL, Spaniards rely on Bizum. This is a mobile payment solution that now reaches 99% of Spanish consumers.

What is Bizum? 

Bizum is a Spanish mobile payment method supported by almost all banks in Spain. It enables instant payments between bank accounts, without the involvement of credit cards or external wallets. The consumer only needs to enter their mobile phone number linked to their bank account, after which the payment can be confirmed in the banking app.

In 2024, Bizum doubled its e-commerce activity for the fifth year in a row, accounting for 58 million purchases worth more than €3.1 billion. For 2025, Bizum expects as many as 30 million users and over 100 million online payments. And judging by recent figures, they appear to have already reached that number. 

How does Bizum work for online payments?

The process for consumers is simple:

1. The customer selects Bizum as the payment method.
2. The customer enters their mobile phone number.
3. The banking app sends a notification to confirm the payment.
4.  The customer checks the amount and approves the transaction.
5. The payment is processed instantly, and the merchant receives real-time confirmation.

Why offer Bizum via Buckaroo?

1. Local preference, international convenience

With Buckaroo, you can integrate Bizum effortlessly into your existing payment setup. There’s no need to sign separate bank contracts or build complex connections. Buckaroo takes care of the technical integration and ensures secure, compliant processing within a single platform.

2. Higher conversion through familiarity

Spanish consumers trust Bizum. When they see their preferred payment method in your checkout, confidence increases and drop-off decreases. With Buckaroo, you can add Bizum to your Hosted Payment Page or API integration.

3. Instant payments and real-time insight

Bizum is based on direct bank transfers (Account-to-Account). Payments are instant and final, improving your cash flow and allowing you to process orders faster.

4. One platform for European growth

Buckaroo continues to expand its range of local payment solutions, including Swish (Sweden), TWINT (Switzerland) and Bizum (Spain). Easily manage all your European payment methods through one environment and one partner.

5. Flexible integration and full support

• Using the Hosted Payment Page? Buckaroo can activate Bizum for you quickly and easily.
• Working with your own payment page via API? You can set up the integration yourself using our Bizum technical documentation.