23-09-2025

Buckaroo and Silverflow are building the future of payments together

As a leading payment service provider in the Netherlands and Belgium, Buckaroo has been supporting tens of thousands of businesses for years with reliable online payment solutions. With the rise of omnichannel commerce—where online and in-store payments increasingly come together—Buckaroo saw an opportunity to expand its services towards Point-of-Sale (POS). At the same time, Buckaroo wanted to gain more control over card acquiring. To take that step, we looked for a partner who shares the same vision for the future of payments. That turned out to be Silverflow.

From opportunity to challenge: expanding payments to POS

With the acquisition of SEPAY, a POS specialist and principal member of Visa and Mastercard, Buckaroo obtained its own acquiring license. A major milestone, but also a challenge. Scheme connectivity, compliance settings, and real-time processing usually require huge investments in time and resources.

Instead of building everything in-house, Buckaroo looked for a technology partner that could add immediate value. The requirements were clear: API-first onboarding, automated reconciliation, ready-to-use chargeback management, and support for innovations such as SoftPOS and network tokenization.

Why Buckaroo and Silverflow are working together

After a thorough evaluation, Buckaroo chose Silverflow. Silverflow’s cloud-native platform fits seamlessly with Buckaroo’s infrastructure and offers real-time processing, scalability, and simplicity.

With Silverflow, Buckaroo can:

Process instantly: from onboarding to settlement, everything runs in real time.
Reconcile smartly: easily link transactions and scheme data without months of development.
Manage chargebacks: through a ready-to-use portal that gives merchants insights and control.
Simplify scheme compliance: with automatic 3DS registration and built-in tokenization.

eBook

On the road to omnichannel success

Offer the same seamless payment experience – online and in-store.
Our e-book ‘The foundation for omnichannel success’ shows how a smart payment strategy leads to happier customers, higher conversion and stronger loyalty.

Thumbnail Buckaroo Ebook Omnichannel Mockup (1)

From faster to smarter: the benefits in practice

The collaboration with Silverflow brings Buckaroo several key advantages:

Faster to market: where an integration normally takes over a year, Buckaroo launched e-commerce acquiring in just a few months.
Lower costs and more control: thanks to the acquiring license and by removing intermediaries.
Faster innovation: for example, by introducing SoftPOS solutions that can be offered with ease.
One gateway, one vision: Buckaroo’s long-term strategy is to bring e-commerce and POS together in one unified gateway. This is exactly where Silverflow supports us.

"Buckaroo is building a new system that, through Silverflow, serves all channels—e-commerce and POS—via a single gateway. It’s a big step, and Silverflow’s flexibility helps us get there faster."

— Jelle Hoes, CTO of Buckaroo

The future of payments: a unified payment platform

Together with Silverflow, Buckaroo is continuing its roadmap. With innovations such as network tokenization and a unified payment gateway, Buckaroo is laying the foundation for a future-proof payment platform that helps merchants grow—both online and in-store.

Jelle Hoes, CTO of Buckaroo, explains: "Buckaroo is building a new system that, through Silverflow, serves all channels—e-commerce and POS—via a single gateway. It’s a big step, and Silverflow’s flexibility helps us get there faster."