Debit card payments via Maestro, V PAY and Carte Bancaire

Widely used international online payment methods

What are debit cards?

As a Payment Service Provider, Buckaroo directly handles the processing of online debit card payments for Maestro, V PAY, Visa Electron, Carte Bacaire and Poste Pay. Many of these are co-branded debit cards of Mastercard and Visa. In order to pay by debit card, the card has to be loaded with an amount of credit. This can be done by linking your debit card to your bank account or by loading your prepaid card with credit. The latter applies to Poste Pay.

Debit card payments: how do they work?

Debit card payments are guaranteed payments that can not be reversed by the consumer. Thus offering entrepreneurs more security of payment. Consumers all around the world use debit cards because of their safe and practical nature. Which makes debit cards popular amongst both consumers and entrepreneurs.


Thanks to the safety protocols of Mastercard, Visa and Carte Bancaire, payments by debit card are fully secured. Which leads to a positive customer experience. By offering debit cards in your checkout, you can provide a service to your international consumers.

Checkout with debit card payments
Request debit card transactions processing in your webstore

Advantages of debit card payments

  • A guaranteed payment method
  • Internationally popular and global coverage
  • Visa and Mastercard co-branded
  • Security protocols safeguard customer data

Wij bieden de volgende debitcards:

Debit card transactions: which costs are charged?

For Visa, Mastercard and Maestro, Buckaroo can offer Interchange++. This is a well-known and transparant method for passing on the costs involved with regard to debit and credit cards. The costs for a credit card payment consist of various components: an interchange fee, a card scheme fee and the Buckaroo service fee.


IC++ a transparent and honest way to determine the price per card transaction. Transparant: because for each card transaction, we calculate a standard surcharge to the costs. Honest: because per card, we calculate the actual costs for the Interchange and Card Scheme Fees.



Interchange++ consists of 3 components:


  • Interchange fee: the fee that Mastercard/Visa pays to the parties that issued the cards. Thanks to this compensation, these parties (including banks) are able to keep issuing debit or credit cards.
  • Card scheme fee: fee paid for the services of Mastercard or Visa, usually consisting of a fixed component and a variable component. The costs are determined based on the card type and region.
  • Buckaroo Service fee: payment for the services offered by Buckaroo, such as the onboarding, reconsolidation, the processing and the overview of your incoming credit card transactions. A standard surcharge is calculated.

Maestro and VPAY debit cards will soon cease to exist

Maestro and VPAY debit cards will cease to exist at the latest by July 2023. They will be replaced by Mastercard Debit and Visa Debit. The reason for this decision is that consumers can make (online) purchases worldwide with Mastercard and Visa debit cards, whereas Maestro and VPAY are restricted to Europe. It is therefore important that entrepreneurs offer Visa Debit and Mastercard Debit as a payment option on time in their checkouts.