Payment methods

Shop now and pay later with Klarna

With Klarna, give customers the option to pay for purchases immediately (Pay now), up to 30 days after (Pay later) or spread over 60 days in three interest-free instalments (Pay in 3). Globally, 150 million shoppers use Klarna and more than 450 thousand online shops use the payment method.

Transaction costs

€ 0,45

Refund

€ 0,25

Variable

+ 2,99%
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Get started with Klarna in 4 steps

Don’t have a Buckaroo account yet? Getting started is easy:

Create account
2


Indicate that you also want to offer Buy Now, Pay Later solutions

3


Enter your (business) details

4

Buckaroo will contact you as soon as possible

Benefits of Klarna

  • Payments are immediately visible in Buckaroo Plaza

  • Lowers the barrier for customers through high conversion and payment certainty

  • Real-time credit check when customers choose to pay with Klarna

  • Broad reach across Europe

  • One contract and payout via Buckaro

Payment products

  • Pay now – This product allows customers to pay for their purchase immediately. It also serves as an important alternative when Pay later is not available for a specific order or customer.
  • Pay later – Customers can shop first and pay for their purchase later, up to 30 days afterwards.
  • Pay in 3 instalments – With this payment solution, customers receive the product right away while spreading the purchase amount over 60 days in three interest-free instalments.
  • Klarna Financing - With Klarna Financing, customers can repay larger purchases over a longer period in instalments. The exact repayment term and conditions are determined and presented by Klarna during checkout.
Description Market Price Percentage
Description Nederland, België, Duitsland, Finland & Oostenrijk Market Price € 0,45 Percentage + 2,99%
Description Frankrijk, Ierland, Italië, Portugal & Spanje Market Price € 0,45 Percentage + 4,50%
Description Zwitserland Market Price CHF 0,45 Percentage + 3,20%
Description Denemarken Market Price DKK 4,00 Percentage + 3,55%
Description Noorwegen Market Price NOK 5,00 Percentage + 3,55%
Description Zweden Market Price SEK 5,00 Percentage + 3,55%
Description Polen Market Price PLN 2,10 Percentage + 4,50%
Description Verenigd Koninkrijk Market Price GBP 0,40 Percentage + 4,50%

How does it work?

  1. When making a purchase with Klarna, the consumer only needs to enter details such as their first and last name and email address. This creates a smooth and low-threshold payment experience at checkout.
  2. As a merchant, you indicate when the order status has changed, for example once the order has been shipped. Your customer then receives an email with the payment details and a link to the Klarna app to complete the payment.

    Once the order has been received, your customer can decide whether they want to return the purchase, or part of it. If your customer returns all or part of the order, the invoice will be adjusted accordingly. In the Klarna app, your customer also has the option to extend the payment due date.

Frequently asked questions about Klarna

What is Klarna?

Klarna is a Swedish fintech company and one of the best-known Buy Now, Pay Later payment solutions. By adding Klarna to your checkout, you give customers the option to make a purchase immediately and pay later or in instalments. For merchants, this adds flexibility at checkout, while the credit and fraud risk remains with Klarna.

How does Klarna work in my checkout?

When you offer Klarna via Buckaroo as a merchant, your customers can choose from various payment options during checkout, such as paying within 30 days or paying in instalments. Klarna handles the credit check, invoicing and the payment process with the customer. Payouts are made in line with the agreements and terms that apply to the processing of Klarna transactions. This makes it easy to add a popular payment method to your checkout.

Why should I offer Klarna in my webshop?

Online shoppers increasingly expect more choice at checkout, and the popularity of Buy Now, Pay Later continues to grow. By offering Klarna, you as a merchant can respond to these payment preferences and lower the barrier to completing a purchase. This can contribute to higher conversion rates and a higher average order value.

Through the Klarna Merchant Service Program, Klarna takes much of the Buy Now, Pay Later payment process off your hands. Klarna handles, among other things, credit assessment, customer invoicing and the collections process.

This means you can offer your customers flexibility in how and when they pay, without creating additional financial risk or administrative burden for your webshop.

Everything about Klarna in one overview?

Looking for all the information about Klarna in one clear document? Download the factsheet now.

Download factsheet

Get started with Buckaroo

  • Excellent customer service
    Help when you need it

  • Clear rates
    Only pay for successful transactions

  • 40+ popular payment methods
    We help you choose the right payment methods

 

 

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